Financial Assistance

Financial Assistance

Financial Aid Program and Certified Application Counselors

CMH offers a financial assistance through its Financial Aid Program, which allows uninsured and underinsured patients to apply for free or reduced cost healthcare.

CMH also offers access to Certified Application Counselors to help patients and families with no health coverage apply for insurance. Discover more about our Certified Application Counselors.

Financial Aid Guidelines

The Financial Aid Program administered by Columbia Memorial Health enables patients to apply for free or reduced health care costs.


  • Residency in Columbia, Greene, Dutchess, Albany, Rensselaer and Ulster Counties for emergent and non-emergent.  – All New York State Residents are eligible for emergent care services.
  • Medicaid or Facilitator Enroller denial is required for all applications. The Department of Social Services requires applications to be filed within 90 days of rendered services.

Eligible Population:

  • Uninsured
  • Exhausted their health insurance benefits
  • Inability to pay full charges

Excluded services:

  • Accounts in collections
  • No-fault/Workers Compensation
  • Third Party Liability
  • Pending law suits
  • Private Room Differentials, Television and Telephone Charges
  • Non-covered days
  • Not Medically Necessary Services

Income Guidelines:

To be considered your income must be at the below guidelines.  All other assets will be taken into consideration.  Once a discount is applied, monthly contracted payments must be established.

Family Size          Income (based on 2015 poverty guidelines)

1                          $47,080
2                          $63,720
3                          $80,360
4                          $97,000
5                          $113,640
6                          $130,280

Approved Financial Aid Program discounts are for Columbia Memorial Health bills only.

Financial Aid Program Application

If you are interested in this program you may download the application here or read our Financial Aid Policy here. You can also contact one of our Financial Counselors for assistance at 518-828-8051 or